At My Bank, NSF = Non-Sufficient Friendliness
by F.W.
I've had a checking account at a Compass Bank branch since November 2004. The branch's staff have always been rather cold and indifferent (except for a young puppy named Christopher). But I never had any real problems until this May.
Then I ran afoul of a classic bank trick: post debits before deposits on the same day, and ding the customer for multiple "Non-Sufficient Funds" fees (at $36 each!) on trifling debit card transactions. Four debits totalling less than $10 resulted in $144 worth of NSF fees.
I regularly pass a different Compass branch. I got in the habit of making my deposits there, and found the staff much more congenial. So I thought I might have better luck negotiating my way out of these NSF fees in there. I was right.
Continue reading "At My Bank, NSF = Non-Sufficient Friendliness" »